So what is the point of this blog? I intend to prove that someone working even a less dignified job can still retain their dignity and even thrive so long as they make smart choices for their life style and invest their time and money properly. Of course, that all starts with maintaining a proper perspective on life. As a Christian I believe God has big plans for me to impact others and spread His kingdom through my work. At the moment I have no idea how He is doing that, but I intend to figure it out bit by bit as I go along.
I intend to document my journey, starting out with my first investment in the stock market (I am a member of a family run investment club, but up until recently didn't really do much there as I didn't know what was going on). Yesterday I purchased my first stock, a single share in the company Monmouth REIT (MNR). This is a revolutionary moment for me as I've thought about investing for a long time but always felt as though I did not have enough money to invest in the stock market. Recently I challenged this pre-conceived concept and as a result discovered quite a few resources for investing that make it possible for your Average Joe to buy shares in a broad array of companies.
In conjunction with this effort to build a portfolio of businesses that will pay me dividends going forward, I am also working hard to eliminate a heavy load of credit card debt I accumulated both during and just after college through my ignorance. Since then I have been learning, through much trial and error, the importance of budgeting and managing expenses. So, while many folks feel that you should only invest once you have paid off all your debt, I feel that the sooner I begin investing in conjunction with paying down debt, the bigger the overall advantage I will have in the long term as the effects of dividend reinvestment compound and my personal debt shrinks. So not only will you be following my investment journey, but you will also be able to follow along as I work to eliminate my debt.
Finally, my ultimate career goal is the implementation of my personal skills in business, development, and cross cultural interactions to positively impact the lives of others around me in the community. I have a rather unique background that has given me some different experiences which I feel the need to implement in my future career. Ideally I'd like to serve with a non-profit internationally in sustainable economic developmental projects. In college I focused in on Social Enterprise, that is the process of conducting Business in such a fashion that the community benefits. Mohamed Yunus is an early inspiration for me during my college studies and wrote the book, "Social Business". This has been a huge inspiration to me and I highly recommend it for anyone curious about how business can be transformed into an entity with the purpose of building up society rather than sucking money and resources from society.
So to sum up, this blog will principally follow my investment, debt reduction, and career efforts going forward from this point on. It is looking to be quite the challenge and I need to nail down some goals to help you folks keep me accountable, but I am also looking forward to it. I am happy to be writing again as well. In high school I maintained a weekly newsletter for three years documenting my adventures growing up and it has been 8 years since I last wrote on a regular basis. I've grown quite a lot since then and I've got plenty more growth ahead of me to document. Thanks for reading! The Pizza Guy.