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Reading through several of the blogs that have inspired me to document my own journey, I've begun to notice a trend. Both J-Money of BudgetsAreSexy.com and Jason from DividendMantra.com actively track their networth. This is intriguing and does serve a valuable purpose, thus I've decided to begin implementing this as well in my tracking. Of course at this present stage in my life, my networth is negative. :P So not exactly the most attractive figures to share, but I'm excited to continue rolling those negatives back. Last year was primarily spent getting on my feet financially. This year is primarily aimed at destroying the bulk of my high interest credit card debt. 


 
 
PicturePhoto by Stuart Miles on freedigitalphotos.net
Dun! Dun! Dun! Another one bites the dust!!! Today I had the extreme pleasure of completely annihilating one of my Lines of Credit. I was forced to draw on it a year and a half ago when my current employment failed to provide enough income to sustain me. Today, I have finally completely repaid the entire balance, unexpectedly realizing that I had enough to do so if I accessed my Short Term Savings account. 


 
 

My Background, in a bit more Detail

So where exactly am I coming from? This is actually a fairly challenging question for me, which changes depending on location. Presently I am from Seattle, but if you go far enough back one finds that I am not from here at all but rather grew up in Africa, the son of missionaries. As this is a finance and investing blog, I shan't go into great detail on my adventures in Africa, however I must highlight Africa primarily because it is through the observation of my parent's work, in particular my father's efforts to assist locals in launching their own livelihoods through what I now know to be micro lending (although at the time I had no clue what that was).

That is how I ended up here in Seattle. I decided that I wanted to study business, with the idea that I too could help people learn to make a living for themselves in Africa (or Asia or wherever it ends up being). The best Christian university business program in the United States just so happened to be provided by Seattle Pacific University. So upon graduation from high school, I packed my bags and left Africa for the hustle and bustle of the United States to apply my mind to the task of learning business.